Someone who is close to retirement may be un-aware of a major challenge they’ll face when they no longer have regular earned income. The trap looming in the shadows is how to evolve an investment strategy from a growth mode to an income mode. Let me illustrate this pitfall with an example of a couple … Read more
According to a recent survey by the Transamerica Center for Retirement Studies, 57% of workers plan to work after they retire. Reasons cited for working after retirement include: To be active Wanting the income Keeping brain alert Have a sense of purpose Concern that Social Security will be less than expected Can’t afford to retire … Read more
The Employee Benefits Research Institute (EBRI) is a pretty good organization, but their latest survey on retirement is ridiculous. I hope they didn’t spend too much money on this survey. Their findings are so obvious as to be comical. For example, the survey found: Retirees with guaranteed sources of income like Social Security and a … Read more
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