3 Retirement Withdrawal Approaches

As a wise person once said, “If you think saving for retirement is hard, wait until you figure out how to take money out in retirement!” Yes, retirement withdrawal strategies are complicated and confusing for many reasons including: Tax issues Required Minimum Distribution (RMD) rules Social Security Un-known health care costs Potential for long term … Read more

The Shortest Recession in U.S. History?

In case you were wondering, the COVID-19 induced recession was the shortest in U.S. history. According to the National Bureau of Economic Research (NBER), the recession lasted two months – from February 2020 to April 2020. The NBER is the official authority of when recessions begin and end. I thought the definition of a recession … Read more

3 Ridiculous Results from Latest Retirement Survey

The Employee Benefits Research Institute (EBRI) is a pretty good organization, but their latest survey on retirement is ridiculous. I hope they didn’t spend too much money on this survey. Their findings are so obvious as to be comical. For example, the survey found: Retirees with guaranteed sources of income like Social Security and a … Read more

7 Items You Need to be A Smart Investor

When I Googled the phrase “what is smart investing” I got back 381,000,000 results in less than a second. Wow. This seems to be a hot topic for many people. (Just for fun, I Googled “what is stupid investing” and received 17,200,000 results.) Let’s dig into this topic today. First, what is “smart investing”?  When … Read more

Are Your Retirement Accounts Protected in Bankruptcy?

According to experts at the website FindLaw, some of your retirement account are protected from bankruptcy unless there are unusual circumstances. They are not part of your bankruptcy estate, and you won’t be forced to take money out of retirement accounts to pay debts. Accounts that are protected in a bankruptcy include: ERISA employer plans … Read more

Before you go, grab your FREE report:

8 Tips to Help Make Sure You Don't Outlive Your Money in Retirement